Confirm what the system includes
Check whether the model includes a chiller, cover and filtration, and ask which accessories are optional. Compare capacity, footprint and access for cleaning. A product name alone does not tell you what arrives with the order; use the model’s specifications and the itemized quote.
Prepare the location and power supply
Follow the manufacturer requirements for placement, ventilation, electrical connection and protection from weather. A cooling unit needs appropriate airflow and access for service. Plan where water will go during draining and where you will safely enter and exit the tub.
Keep operating expenses in the picture
Cooling, water care, replacement filters and routine maintenance affect ongoing ownership. Ask how cleaning and temperature control work on the model you choose. Your showroom can explain equipment; questions about whether cold-water immersion suits your health belong with your medical professional.
From a clear quote to a written offer.
- 01Get the complete quoteChoose your model and ask the showroom to identify the product, accessories and project costs.
- 02Apply with the lenderUse the approved application link. Read the lender’s eligibility and credit-review disclosures before submitting.
- 03Check the agreementReview the APR, fees, monthly payment, term and total repaid. Your showroom then confirms the order and installation plan.
A Southern Leisure quote is separate from a credit application. An application does not reserve a product or confirm delivery. If part of the work is billed by another contractor, confirm with your showroom and lender how that expense will be handled.
Cold plunges financing questions.
Is financing available for a cold plunge?
Southern Leisure works with Mountain America Credit Union. Ask your showroom to confirm the selected cold plunge system and quote before applying. Eligibility, approval and terms are determined by the lender.
Does every cold plunge quote include a chiller?
Check the exact model and itemized quote. Cooling equipment, filtration, covers and accessories can vary between systems. Ask the showroom to identify everything included in your chosen package.
Can I borrow for accessories as well as the cold plunge?
Ask which accessories appear on the purchase quote and confirm eligible costs with the showroom and lender. Do not assume a separate purchase or contractor expense is included in the loan agreement.
Will Southern Leisure give me a guaranteed monthly payment?
Your monthly payment depends on the lender’s approved amount, rate and term. Read the written offer for the payment schedule, fees and total repayment before accepting it.
